We offer several electronic check processing options that provide real-time authorizations and fewer check processing hassles. You can convert paper checks to electronic transactions, or continue accepting checks as you do today. Either way, your payment can be guaranteed and your customers can pay the way they want.
Our check acceptance options can help you:

  • Reduce the risk of fraud, returned checks, and non-sufficient funds notifications
  • Reduce check processing costs
  • Increase back-office efficiencies

Check 21

If you accept checks by mail, our Check 21 solution can capture images of your checks to allow for quicker check processing. Converting the check to an image speeds up conversion and funding.

With Check 21, you’ll enjoy:

  • Captured images of checks, so no trips to the bank to deposit funds
  • Online reporting to track and review activity
  • Guaranteed payment option
  • Increased back-office efficiency

Improve Cash Flow

Electronic Check Conversion (ECC) lets you convert paper checks into electronic payments to gain efficiencies with improved cash flow and funding in 48 hours or less. We support ECC with or without a guarantee for payment.

ECC delivers:

  • Real time authorizations, reducing the risk of bad checks before you accept them
  • No paper checks, so no trips to the bank to deposit funds
  • Improved reporting, with an online system that allows you to track and review activity

Paper Guarantee

If paper checks are part of your business, our Paper Guarantee option is the solution for you. Your customers appreciate the option to pay with checks, and you get peace of mind knowing that their payments are guaranteed. Paper Guarantee provides your business with:

  • Real time authorizations
  • Online reporting
  • Guaranteed payment
  • Reduced risk